If you’re reading this it’s likely there’s a question keeping you awake at night: How can I get out of debt?
This week (20th-26th) StepChange Debt Charity are running Debt Awareness Week, to get people talking about their money worries. They want to help people recognise the danger signs of a debt problem and understand how to get free debt help.
In a series of 5 guest blogs, StepChange will show how you can improve your situation with their 5 step plan
Step 1: Face the problem
From experience they know that a large proportion of people wait a year or more to get debt help. If you’re reading up about ‘how to get out of debt’ you’ve taken the first step in getting your finances back on track.
The golden nugget of advice is this: free, impartial debt help is the answer. Extending your overdraft, taking out a payday loan or extending your credit card limit isn’t. If you’re in debt applying for extra credit of any kind won’t help.
Throughout Debt Awareness Week, StepChange Debt Charity will be talking about the danger signsof debt and how to deal with them. Complete the StepChange Debt Danger Signs test to see if you need debt advice.
Or if you’d prefer you can contact StepChange to chat to an advisor over the phone, have an online chat or request a call back.